Cox & Smith Risk Management
Loss Control Field Inspector
Hilo, Hawaii•Contract
$25 - $45 hourly
$25 - $45 hourly
About the Job
Cox & Smith Risk Management (CSRM) is seeking experienced, dependable Independent Loss Control Field Inspectors in the state of Hawaii to perform commercial insurance inspections and underwriting surveys. CSRM has served the insurance industry for more than 50 years, providing loss control, risk evaluation, safety, and underwriting inspection services nationwide.
Position Summary
Loss Control Field Inspectors work independently in their assigned territory to conduct on-site insurance inspections for a variety of commercial risks. Inspectors evaluate property conditions, business operations, safety practices, and potential exposures and provide clear, accurate reports and photographs to support insurance underwriting decisions.
Assignments may include Property, General Liability, Workers' Compensation, Commercial Auto, Inland Marine, Builders Risk, Products Liability, and other specialty coverages.
Primary Responsibilities
- Schedule inspections directly with insureds or designated contacts.
- Conduct professional on-site surveys of commercial properties and business operations.
- Interview owners, managers, and other appropriate representatives regarding operations and risk controls.
- Evaluate building construction, occupancy, protection, exposures, and general property conditions.
- Review fire protection, electrical, plumbing, HVAC, life-safety, housekeeping, and other applicable systems.
- Evaluate General Liability and Workers' Compensation exposures when required.
- Photograph buildings, operations, equipment, hazards, and protective features.
- Identify hazards and develop appropriate loss control recommendations when warranted.
- Complete detailed inspection reports accurately and within required turnaround times.
- Respond promptly to quality-control questions or requests for additional information.
- Maintain professional communication with insureds, agents, CSRM management, and other involved parties.
Qualifications
Candidates should have prior experience in insurance loss control, safety, risk management, commercial inspections, fire protection, construction, or a related field. A working knowledge of applicable OSHA, NFPA, fire/life-safety, and general loss prevention standards is highly desirable.
Inspectors must possess strong written and verbal communication skills, attention to detail, reliable transportation, a computer and smartphone or digital camera, and the ability to manage assignments and deadlines independently.
Independent Contractor Opportunity
This is an independent contractor field position, not a traditional employee role. Assignment availability may vary by geographic area and client demand. Inspectors are expected to manage their schedules professionally while meeting CSRM and client-specific service requirements.
CSRM works with a broad range of commercial operations, including contractors and jobsites, restaurants, hotels, apartments and HOAs, healthcare facilities, manufacturing and industrial operations, trucking, automotive dealerships, retail operations, cannabis businesses, agricultural risks, schools, and other specialized industries.
Candidates located in the State of Hawaii with these qualifications are strongly encouraged to apply.